Malpractice insurance for physician

I will make it very short and sweet.

1. Malpractice insurance is must.

2. Tail coverage is must, and has to be provided by employer, if employer is not ready to provide it, search for another employer. As a physician you are in demand and you will find another job very easily.

3. Claims-Made Basis v. Occurrence Basis - go for Occurrence basis. Your employer may try to convince you for claims-made policy but please don't agree with it. More explanation can be found here. Once you click on this link scroll down to the end of page and look for claims made vs occurrence base.

Once again good luck to you all,

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